requires: re-use vfs.tryread for simplicity
Avoids calling `set` twice or having to re-raise an exception and implements the routine with a single return expression.
#if no-windows no-osx
$ mkdir -p xdgconf/hg
$ echo '[ui]' > xdgconf/hg/hgrc
$ echo 'username = foobar' >> xdgconf/hg/hgrc
$ XDG_CONFIG_HOME="`pwd`/xdgconf" ; export XDG_CONFIG_HOME
$ unset HGRCPATH
$ hg config ui.username 2>/dev/null
foobar
#endif